Our Members. Waterbury CT Teachers Federal Credit Union’s 18,000+ membership includes current, former & retired teachers, staff & administrators paid through the Board of Education, private or parochial schools, or universities in the 27 Western CT towns we serve; and their immediate families. Eligible employees in the following towns and schools are welcome to join the Waterbury CT Teachers Federal Credit Union (WCTFCU). Our Leadership. The volunteer Board of Directors is comprised of current and retired educators from the schools we serve. Our member-based leadership ensures provision of the best available products and services for our Members’ needs.